Does Homeowners Insurance Cover Raccoon Damage?

Raccoons are one of the most common pests found wandering around on Pittsburgh properties. While they may look cute from afar, the critters are known for causing significant damage and destruction to residential properties. If raccoons are ransacking your Pittsburgh home, you may be wondering about the extent of damage the pests can cause and whether or not your homeowners insurance covers raccoon damage.

The Damages Raccoons Can Cause

Raccoons can truly be a menace if they decide your property is a good place to find food. A hungry raccoon on your property will start by rummaging through your garbage can, toppling it on its side and scattering trash all across your yard. This is not only a hassle to clean up, but it is also incredibly unsightly and embarrassing.

Beyond trashing your yard, an unsatisfied raccoon may attempt to break into your home to get to accessible food, especially if you have doggy doors or pet food bowls set out. If they’re looking for a place to nest, raccoons may tear window screens, rip roof shingles, or damage vents to get inside of your attic. Once inside, they will scratch your walls, shred your insulation, gnaw your wires, and soil your floors.

Such damages can be costly to repair, and a nested raccoon can be difficult to remove.

Homeowners Insurance Raccoon Damage Coverage

While it depends almost entirely on your specific insurance plan, many homeowners insurance policies will help cover repairs for raccoon-related damage. However, a homeowners insurance policy will typically only cover structural repairs to your roof or siding. It usually will not cover the cost to remove a raccoon, clean raccoon contamination, or replace any damaged personal items. As always, check your specific homeowners insurance raccoon damage policy to see what wildlife damage coverage you have.

If you are dealing with a raccoon infestation on your Pittsburgh property, it is vital that you take care of it as soon as possible to avoid further damage. The most efficient and effective way to take care of a raccoon problem is to call the raccoon removal professionals at Critter Control® of Pittsburgh.

Raccoon Removal Professionals in Pittsburgh

At Critter Control® of Pittsburgh, we are dedicated to providing area homeowners with fast, efficient, and affordable raccoon removal services. Our licensed and trained technicians will not only evict all unwanted critters but will also restore any damages, clean and sanitize any contamination, and seal entry points to ensure nuisance raccoons don’t return.

For more information on our raccoon removal services or to schedule an inspection of your Pittsburgh property, which includes a complimentary estimate, call Critter Control® of Pittsburgh today at 412-767-4067.

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